Community Savings Groups


Over 1000 people meet together in community savings groups sponsored by PLAEP.

Members of low-income communities are systematically blocked from participating in the formal economy. In order to invest in small businesses or to pay school fees, medical bills, or for a funeral, people need capital. Community savings groups provide an alternative to loan sharks who charge exorbitant interest rates (around 50%).


PLAEP facilitates over fifty Grassroots Building Our Wealth Self Help Groups (GROW SHGs) using the Village Savings and Loan Association (VSLA) model. About 20 people, mostly women, gather and save money together enabling them to offer one another loans at affordable interest rates (around 10%). After a year, the GROW SHG equitably shares out their savings and interest.


Join us by giving towards group supplies (notebooks, cash boxes, and locks) and community facilitator salaries and transport.